You can quickly get a quote on our site by answering a few basic questions about yourself to get an idea of how much your monthly premiums could be. Keep in mind, this is an estimate based on the information you provide. After you submit your application, underwriters will review the detailed information you’ve provided and calculate the actual cost of insuring your policy. The ultimate cost of your policy is based on a number of factors, including the term length you choose, your medical history, health, age, and lifestyle. Other factors that may affect your price may include your driving record, criminal record, occupation, credit score, and any ‘risky’ hobbies you may have. If you have questions, don’t hesitate to reach out. We’re happy to help you better understand how the final price is calculated.