Does Life Legacy Only Offer Term Life Insurance?

We exclusively offer level term life insurance at Life Legacy for our Legacy Giving policies. We believe that this is the most optimal policy because it is simple and tends to be the most financially affordable life insurance structure, only providing coverage during the specified term. With level term life insurance for your Legacy Giving policy, your premiums will never increase—they stay the same during your policy term.
At the moment, we do not offer permanent or whole life insurance since the policies tend to be more complicated and 10-15X more expensive. However, we’re evaluating more affordable options to make this available to current and prospective policyholders.