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Our Products for Individuals

Make an impact for generations to come by giving to the people and causes you care about, in a matter of minutes. Whether you choose a life insurance policy, annuity, or a free will, there are more ways than one to leave a legacy.

Protect your future all in one place

Less than 30% of Americans have planned to protect their loved ones and the causes they support. We’ve made it easy to do it all in one place.

Online Last Will & Testament
Financial power of attorney
Advance Healthcare directive

Last Will & Testament

How it works

LifeLegacy is committed to providing nonprofits and institutions with impactful gifts and making philanthropy accessible to all, and at the same time, we understand that not all families have the time or financial ability to pay for a lawyer to create their own wills. That’s why we created our last will and testament for free!

More Information

Making a will allows you to determine how you’d like to distribute your assets (savings, investments, real estate, personal property) after you pass away. Many folks decide to leave assets to a charity or nonprofit organization. By doing, your will allows you to sustain charities mission and impact on people’s lives, solidify your personal legacy, and receive financial benefits (depending on the type of gift you make). 

Steps to Complete

Follow our step-by-step interactive guide to write your will. For most folks, it only takes 15-minutes to complete the required information.

Once you finish your will on LifeLegacy, print it, and proofread it one final time!

After you’ve printed the document, follow the instructions to get your will signed and made official. Don’t forget to store it somewhere safe and accessible.

Life Insurance

How it works

The most affordable way to leave the largest legacy.

Financial Power of Attorney

How it works

Designate a person close to you to make decisions about your property and finances. 

Advance Healthcare Directive

How it works

A legal document that explains how you want medical decisions about you to be made if you cannot make the decisions yourself.

Using life insurance for social good

Life insurance is a great way to leave a legacy for your organization or family. With LifeLegacy, we make life insurance simple and easy to understand. Our product navigator will ask you a few quick questions to get to know you better. Based on your responses, we’ll help you identify the life insurance or annuity product that best matches your needs.

After selecting the product, you’ll have the ability to complete your application with one of our carefully selected life insurance partners. The process is an accelerated, all-online application that will give you a decision in minutes! This is your hassle-free way to give, and to give big.

Donating an existing life insurance policy

Life insurance is a capital asset, just like a car, house or piece of art. Yet every year, it is estimated that tens of thousands of seniors will lapse their policy, leaving over $100 billion in benefits behind. LifeLegacy has partnered with the Insuring a Better World Fund to save lapsing policies and drive their value to charity.

By donating an unwanted life insurance policy, donors can make legacy-sized gifts to their favorite charity with a simple, no-cost process. Upon donation, the Insuring a Better World Fund pays all premiums and other costs for donated policies to relieve donors and their selected charities from the financial burden of maintaining the policy. 

Life Insurance Comparison

Term Life

Term life insurance is the most simple and affordable option.  It provides coverage for a set duration of time or “term”, which is typically 10, 20, 30 years. 

Whole Life

The best way to leave the biggest impact! Proceeds must be split between charity and family.

Final Expense

The easiest way to leave an impact! No medical tests and a decision in minutes.

Steps to Complete:

Not sure what type of life insurance to choose? Don’t worry, answer a few quick questions about yourself in under 5-minutes. We’ll suggest the life insurance products that may be best for you!

Answer an all-online questionnaire about your health and beneficiaries. For most folks, this only takes about 15 minutes.

After your policy is approved, you’re required to sign and pay your first (month/quarter/annual) premium to make the policy “in-force.”

Whole vs Term Insurance

Whole life insurance lasts for the rest of your life whereas term insurance only lasts for a specified amount of time. When it comes to giving, whole life is ideal because as long as you pay the affordable monthly premiums, your selected organization will receive the death benefit proceeds when you pass. Keep in mind, whole life typically costs more per month than term insurance, but the gift is guaranteed!

Term life insurance is the most popular type of life insurance because it is low-cost and provides the highest payouts. One thing to keep in mind is that typical term insurance coverage ranges in periods of 10 to 30 years and payouts only apply within the term period. Because of this, it’s not a guarantee that the payout will be used for charitable giving as compared to whole life insurance. However, term life is still a great choice for protecting your family and one of the most common insurance products for this purpose!

Term vs. Whole

We offer several types of life insurance policies via our insurance partners. These types of life insurance include: term, whole, and final expense. Our term product is simple and tends to be the most financially affordable type of life insurance, but only provides coverage during the specified term. Our whole life insurance policies, although comparatively more expensive than term, are great for permanent planned gifts that are guaranteed to be paid to the charity of your choice.

*Price estimates are not guaranteed and subject to change.

Crypto Donations

Similar to donating stocks or other assets, donating crypto directly to charity can save you on your capital gains tax and you can receive a federal income tax deduction for the full value of your crypto. At LifeLegacy we’ve made donating crypto fast, safe, and the most reliable way to reduce your capital gains taxes while supporting a cause of your choice.

Coming Soon!

Be the first to get notified when we go live with our will product.

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